Virtual Workshop on “ Decoding Personal Finance Management: Smart Money Moves”
Venue: MVEIC
Theme: Personal Finance Management
On 30th July, 2025, the Department of Economics in collaboration with the Department of Commerce, Patna Women’s College (Autonomous), efficaciously organized a virtual workshop on “Decoding Personal Finance Management: Smart Money Moves” in MVEIC Hall. The session was conducted in association with Bellwether Associates, Gurugram, to educate students with crucial knowledge and significant tools to make well-informed personal financial decisions in life.
The session was attended by Dr. Soofia Fatima, Head – Department of Commerce, Dr. Zareen Fatima, Head – Department of Economics and all the faculty members of B.Com, Economics and Commerce Professional along with the students of Semester V of B. Com (Hons.) Accounting and Finance, B. Com (Hons.) Commerce Professional and B.A (Hons.) Economics .
The Resource Person Mr. Brijesh Damodaran, Managing Partner – Bellwether Associate and Auxano Capital, Gurugram, conducted the session and made the students aware about the importance of disciplined savings, encouraging participants to “spend what is left after saving” rather than the reverse. The discussion also focused on the consequences of delaying investment, demonstrating the significant opportunity loss that occurs even with a five-year delay. Participants were introduced to critical concepts like fund management, risk diversification, asset allocation, and the strategic use of the “Three-Bucket Strategy” for goal-based investing. Additionally, the session covered the relevance of the Rule of 72 and 114 in estimating investment growth, underscoring the importance of “time in the market” rather than timing in the market.
