Dr. Nikky Kumari
M.Com, UGC-NET,Ph.D
Vidwan ID – 361781
ORCID ID – 0009-0002-4428-6410
Basic Information
- Name: Dr. Nikky Kumari
- Gender: Female
- Department: Commerce
- Designation: – Assistant Professor
Work Experience :
- Assistant Professor, Department of Commerce, Patna Women’s College (Autonomous), Patna University, from July 2022
- Assistant Professor in Bradford International Business School from 2021-2022
- Assistant Credit Analyst in IndusInd Bank, Business Banking Group – Loan Department, Patna, 2016 – 2018.
Qualification
- Ph.D. from Patna University
- Qualified UGC NET (Commerce)
- Qualified PAT Patna University
- M.Com from Vanijya Mahavidyalaya, Patna University
- B.Com from Patna Women’s College, Patna University.
- 12th from St. Michael’s High School, Patna
Research Experience
- “A Study on Need and Growth of Mobile Banking” – International Journal of Advanced Research in Commerce, Management & Social Science (IJARCMSS), ISSN: 2581-7930, Vol. 05, No. 02(II), April–June 2022, pp. 36–40.
- “Mobile Banking: A Key Pillar toward Digital Acceleration of Indian Society” – Explore Journal of Research (Peer Reviewed), ISSN: 2278–0297 (Print), ISSN: 2278–6414 (Online), Vol. XIV, No. 2, April–May 2022.
- “The Emergence of Mobile Banking after Pandemic” – Journal of Commerce (A Peer Reviewed Refereed Journal of Commerce, Patna University), ISSN: 2230–9780, Vol. 02, 2022–2023.
- “Digital Revolution in Finance” – Explore Journal of Research, ISSN: 2278–0297 (Print), ISSN: 2278–6414 (Online), 2025.
Papers Presented in Conferences / Seminars
| Title of Paper | Theme / Event | Venue & Date | Level |
| Changing India with Digital Banking | National Seminar on “Digital Revolution and Indian Women” | L.N.M. University, A.N.D. College, Samastipur – March 2022 | National |
| Impact of Digitization: Transforming India through Digitization | National Seminar on “Revisiting 75 Years of Independence: Achievements, Failures, and Opportunities” | St. Xavier’s College, Patna – 30 April 2022 | National |
| Mobile Banking: A Key Pillar toward Digital Acceleration of Indian Society | International Conference on “Empowering Smart Future through Scientific Development and Technology” | Patna Women’s College – 5–7 May 2022 | International |
| Study on the Growth of Mobile Banking in India | International Conference on “Multidisciplinary Research and Innovation in Finance & Strategic Management” | Chandragupta Institute of Management, Patna – May 2022 | International |
| Younger Generations’ Inclination toward Digitalisation and Sustainability: An Empirical Study on Mobile Banking Trends | International Conference on “Global Sustainability for a Resilient Future” (Organizing Committee Member & Joint Organising Secretary) | Patna Women’s College – 29–30 Nov 2024 | International |
